Personal Insurance

 

Homeowners & Automobile Coverage

These are some of the most common of all insurances, and consequently, its importance is often overlooked in terms of making sure the appropriate coverage is in place. We’ll take the time to understand your situation and provide you with real world solutions. Cheap doesn’t usually mean good, but good doesn’t have to be expensive. Our approach is to obtain the right coverage for the right price on your behalf.

It’s true – you can’t borrow for a house without having insurance in place and it is required to license a vehicle, but that’s not the most important reason for insurance. Security for your home and possessions, peace of mind for you and your family, and safeguarding your financial are all the right reasons to have quality insurance.

Boats, Motorcycles, Classic Cars, Recreational Vehicles

Toys are fun, but they can create unique insurance issues. Boats sink, 4 wheelers and ATV’s are driven off road, and a family could live in an RV. Properly insuring your recreational equipment against not only physical damage but also closing any liability gaps they create is essential to maintaining a comprehensive insurance program.

Insurance policies for boat owners have characteristics that are extremely unique and require a top down analysis to ensure they provide adequate protection. Liability coverage for damage to docks and other boats is just the beginning.  Additional features providing coverage for salvage & wreck removal, specialized navigation equipment and valuable personal articles are all available but must be included separately.  We will help tailor your insurance to help in case a fun experience turns into an unexpected nightmare.

Financial Protection for Individuals and Families

Living life to the fullest means planning for the long term and setting financial goals that cannot be achieved if you aren’t alive and well to see them through. The fact is, the need for income replacement in the event of an untimely disability or death never goes away although the reasons you need it may change over time. We work hard to develop coverage strategies that will stand the test of time, regardless of how your life changes through the years. Let our dedication and experience benefit you in your quest to achieve true financial security, there’s never been a better day to start.

Prepare for the Journey Ahead

Our process of evaluation begins as we understand your needs.

With a few simple answers we can start the process.

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